Interest Rates

For interest rates on time deposits with balances of greater than $100,000 please call your personal banker at 734-761-1475. Member FDIC.

Personal Accounts

Account NameInterest Rate Annual Percentage Yield
PERSONAL STATEMENT SAVINGS0.10%0.10%
PERSONAL INTEREST CHECKING
$0 - 2,999.990.02%0.02%
$3,000 - 9,999.990.03%0.03%
$10,000 - 24,999.990.04%0.04%
$25,000 & ABOVE0.05%0.05%
PERSONAL MONEY MARKET SAVINGS
$0 - 9,999.990.05%0.05%
$10,000 - 49,999.990.07%0.07%
$50,000 - 99,999.990.10%0.10%
$100,000 - 249,999.990.15%0.15%
$250,000 & ABOVE0.30%0.30%
HIGH-YIELD INTEREST CHECKING
$0 - 2,999.990.03%0.03%
$3,000 - 9,999.990.06%0.06%
$10,000 - 49,999.990.08%0.08%
$50,000 - 99,999.99 0.10%0.10%
$100,000 & ABOVE0.15%0.15%
SENIORS ADVANTAGE CHECKING
$0 - 4,999.990.00%0.00%
$5,000 - 9,999.990.06%0.06%
$10,000 - 49,999.990.08%0.08%
$50,000 - 99,999.990.10%0.10%
$100,000 & ABOVE0.15%0.15%

Business Accounts

Account NameInterest Rate Annual Percentage Yield
BUSINESS STATEMENT SAVINGS0.10%0.10%
BUSINESS INTEREST CHECKING
$0 - 2,999.990.02%0.02%
$3,000 - 9,999.990.03%0.03%
$10,000 - 24,999.990.04%0.04%
$25,000 & ABOVE0.05%0.05%
BUSINESS MONEY MARKET SAVINGS
$0 - 9,999.990.05%0.05%
$10,000 - 49,999.990.07%0.07%
$50,000 - 99,999.990.10%0.10%
$100,000 - 249,999.990.15%0.15%
$250,000 - ABOVE0.30%0.30%
BELLRINGER INTEREST CHECKING
$1,000 - 9,999.990.05%0.05%
$10,000 - 49,999.990.07%0.07%
$50,000 - 99,999.990.10%0.10%
$100,000 - 249,999.990.15%0.15%
$250,000 - ABOVE0.20%0.20%
BELLRINGER MONEY MARKET
$1,000 - 9,999.990.05%0.05%
$10,000 - 49,999.990.07%0.07%
$50,000 - 99,999.990.10%0.10%
$100,000 - 499,999.990.15%0.15%
$500,000 - ABOVE0.30%0.30%
Certificates of DepositInterest RateAnnual Percentage Yield
30 DAY CD0.05%0.05%
60 DAY CD0.10%0.10%
90 DAY CD0.15%0.15%
6 MONTH CD0.25%0.15%
9 MONTH CD0.30%0.30%
1 YEAR CD0.35%0.35%
18 MO CD0.40%0.40%
2 YEAR CD0.50%0.50%
3 YEAR CD0.70%0.70%
4 YEAR CD0.80%0.80%
5 YEAR CD0.90%0.90%
Certificates of DepositInterest RateAnnual Percentage Yield
6 MONTH IRA0.25%0.25%
9 MONTH IRA0.30%0.30%
1 YEAR IRA0.35%0.35%
18 MO IRA0.40%0.40%
2 YEAR IRA0.50%0.50%
3 YEAR IRA0.70%0.70%
4 YEAR IRA0.80%0.80%
5 YEAR IRA0.90%0.90%