Interest Rates

Account Product Name Interest Rate Annual Percentage Yield
Deposit Accounts
PERSONAL STATEMENT SAVINGS 0.10% 0.10%
BUSINESS STATEMENT SAVINGS 0.10% 0.10%
PERSONAL INTEREST CHECKING    
$0 - 2,999.99 0.02% 0.02%
$3,000 - 9,999.99 0.03% 0.03%
$10,000 - 24,999.99 0.04% 0.04%
$25,000 & ABOVE 0.05% 0.05%
PERSONAL MONEY MARKET SAVINGS
   
$0 - 9,999.99 0.05% 0.05%
$10,000 - 49,999.99 0.07% 0.07%
$50,000 - 99,999.99 0.10% 0.10%
$100,000 - 249,999.99 0.15% 0.15%
$250,000 & ABOVE 0.30% 0.30%
HIGH-YIELD INTEREST CHECKING    
$0 - 2,999.99 0.03% 0.03%
$3,000 - 9,999.99 0.06% 0.06%
$10,000 - 49,999.99 0.08% 0.08%
$50,000 - 99,999.99 0.10% 0.10%
$100,000 & ABOVE 0.15% 0.15%
SENIORS ADVANTAGE CHECKING    
$0 - 4,999.99 0.00% 0.00%
$5,000 - 9,999.99 0.06% 0.06%
$10,000 - 49,999.99 0.08% 0.08%
$50,000 - 99,999.99 0.10% 0.10%
$100,000 & ABOVE 0.15% 0.15%
BUSINESS INTEREST CHECKING    
$0 - 2,999.99 0.02% 0.02% 
$3,000 - 9,999.99 0.03% 0.03%
$10,000 - 24,999.99 0.04% 0.04%
$25,000 & ABOVE 0.05% 0.05%
BUSINESS MONEY MARKET SAVINGS
   
$0 - 9,999.99 0.05% 0.05%
$10,000 - 49,999.99 0.07% 0.07%
$50,000 - 99,999.99 0.10% 0.10%
$100,000 - 249,999.99 0.15% 0.15%
$250,000 - ABOVE 0.30% 0.30%
BELLRINGER INTEREST CHECKING    
$1,000 - 9,999.99 0.05% 0.05% 
$10,000 - 49,999.99 0.07% 0.07%
$50,000 - 99,999.99 0.10% 0.10%
$100,000 - 249,999.99 0.15% 0.15%
$250,000 - ABOVE 0.20% 0.20%
BELLRINGER MONEY MARKET    
$1,000 - 9,999.99 0.05% 0.05% 
$10,000 - 49,999.99 0.07% 0.07%
$50,000 - 99,999.99 0.10% 0.10%
$100,000 - 499,999.99 0.15% 0.15%
$500,000 - ABOVE 0.30% 0.30%
Certificates of Deposit Annual Percentage Yield
30 DAY CD 0.05% 0.05%
60 DAY CD 0.10%  0.10%
90 DAY CD 0.15% 0.15%
6 MONTH CD 0.25%  0.25%
9 MONTH CD 0.30%  0.30%
1 YEAR CD 0.35%  0.35%
18 MO CD     0.40%  0.40%
2 YEAR CD 0.50%  0.50%
3 YEAR CD 0.70%  0.70%
4 YEAR CD 0.80%  0.80%
5 YEAR CD    0.90% 0.90%
Individual Retirement Accounts Annual Percentage Yield
6 MONTH IRA 0.25%  0.25%
9 MONTH IRA 0.30%  0.30%
1 YEAR IRA 0.35%  0.35%
18 MO IRA 0.40%   0.40% 
2 YEAR IRA 0.50%  0.50%
3 YEAR IRA 0.70%  0.70%
4 YEAR IRA 0.80%  0.80%
5 YEAR IRA 0.90%  0.90%
     
     
     

For interest rates on time deposits with balances of greater than $100,000 please call your personal banker at
734-761-1475. Member FDIC.