Online Bill Payment


Ann Arbor State Bank’s online bill payment service gives you the power to pay anyone, anytime online. Pay your bills, send a check, schedule a recurring payment to anyone in the United States – it’s up to you. If the company or person is not on the electronic payee list, then the payment will be sent as a check. You can access our Bill Payment service from within Online Banking; no separate sign on is required.

You can set up a one-time payment — or set up payments to recur automatically — using one of the following frequencies:

  • Weekly

  • Bi-Weekly

  • Monthly

  • Quarterly

  • Annually

  • Semi-Annually


Payments made by check should be scheduled 5 business days in advance of when you want the payment to arrive. This allows for the payment to travel via US Mail. Electronic payments should be scheduled 3 business days in advance.

Payments submitted before 1:00 p.m. EST, Monday – Friday will be processed at 1:00 p.m. EST. Payments received after 1:00 p.m. EST will be processed on the next business day. All payments scheduled to go on a weekend date or holiday will be processed on the business day before the weekend or holiday.

There is no dollar limitation on payments made through online Bill Payment. Electronic payments will be checked against your account balance prior to processing. Check payments will settle against your account like any other check. You are limited only by the total funds held in your account.