Business Lending

We welcome the opportunity to speak with you about your business lending needs! Our dedicated team of lending professionals will work with you to design the best possible loan in order for you to reach your goals. Each commercial loan is specifically tailored to meet your company’s needs. You get loan decisions quickly because all of our decisions are made locally. Ann Arbor State Bank is committed to business and economic development of its community and is dedicated to finding avenues of financial support to help your business succeed.

We have the experience to handle any type of financing request you may have, including:

  • Lines of credit: These are a convenient, flexible solution to meet your short-term funding needs.
  • Term loans: Finance growth by utilizing the most basic form of loans. Fixed or variable rates.
  • Commercial real estate: Purchase a new facility or refinance an existing loan.
  • Construction loans: Let us help you build something from the ground up.
  • Letters of credit: We’re able to provide performance or standby letters.
  • SBA loans: SBA 504 & 7a Lending Programs are available options at Ann Arbor State.
  • USDA Loans: USDA loans are meant to improve or develop industries in rural areas and create or retain employment.
  • MEDC Support Programs: The MEDC Collateral Support Program pledges cash collateral when your business does not have enough collateral to support your loan.
  • Equipment Leasing: Equipment Leasing provides increased flexibility, may preserve existing credit availability, and may conserve other working capital.
SBA loans

SBA 504 & 7a Lending Programs are available options at Ann Arbor State Bank.

More >

USDA Loans

USDA loans are meant to improve or develop industries in rural areas and create or retain employment.

More >

MEDC Support Programs

The MEDC Collateral Support Program pledges cash collateral when your business does not have enough collateral to support your loan.

More >

Equipment Leasing

Equipment Leasing provides increased flexibility, may preserve existing credit availability, and may conserve other working capital.

More >

Darrell Kenny - Business Loan Professional
Darrell Kenney
(734) 418-0586
dkenney@a2sb.com
Phil Weiss - Commercial Loan Professional
Phil Weiss
(734) 274-6745
pweiss@a2sb.com
Jim Phelps - Commercial Financing Professional
Jim Phelps
(734) 418-0589
jphelps@a2sb.com
Peter Schork - Business Financing Professional
Peter Schork
(734) 761-1480
pschork@a2sb.com
NMLS# 591753

Erin (Kennedy) Nugent
(517) 315-4671
ekennedy@a2sb.com
Brooke Parrish - Private Banker
Brooke Parrish
(734) 418-0587
bparrish@a2sb.com
NMLS# 746546

Kevin L. Graber
(734) 418-9981
kgraber@a2sb.com

Maureen O’Donohue
(734) 418-0529
modonohue@a2sb.com
NMLS# 544088

5-Day Promise: Within our Customer Bill of Rights, we promise to respond to loan requests within five days. This means once we have all of the information we need to make a decision, we will be able to deliver a prompt decision. See our Customers’ Bill of Rights.

We are “The Personal Bank”, and while we want to give you a clear and concise summary of our capabilities on these pages, we understand that you may have more questions. We’re here to help you and invite you to call us at (734) 761-1475. A real person will answer and connect you with one of our commercial lending professionals at the Bank. If you would feel more comfortable with a quick inquiry, use the form below.

Complete the form below to send an inquiry directly to an Ann Arbor State Bank lending professional, who will then follow up with you to discuss financing options for you and your business. Loan decisions are made locally which makes prompt responses easy and convenient.

  • This field is for validation purposes and should be left unchanged.