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Ann Arbor State Bank Ann Arbor State Bank
125 West William St.
Ann Arbor, MI 48104 (734) 761-1475

ID Theft Smart

The Smart Choice for safeguarding your identity. This one stop program gives you the best of two worlds: Credit Monitoring, to notify you of activity on your credit file, and Restoration Services should you be the victim of Identity Theft.

With ID TheftSmart, you can breathe easy. If your identity is ever stolen while enrolled in ID Theft Smart, the investigators at Kroll spring into action. They step in as your advocate, fully committed to restoring your identity to pre-theft status as quickly and efficiently as possible. And with thousands of hours of experience – more than any other company in the industry – ID TheftSmart investigators get results.

Credit Monitoring


  • Monthly credit monitoring of: new account openings, credit inquiries, payment delinquencies, public record changes, and change of address.
  • Early detection of potentially fraudulent activity.
  • Have access to trained credit specialists to answer data questions.
  • If signed up electronically you will receive alerts via email.
  • If signed up by mail you will receive a monthly letter of any activity.

Protection, Detection, Restoration


  • Consultations on best practices for managing personal identification information.
  • Safety guidelines for communicating and interacting online.
  • Information about your rights concerning identity theft under Federal and State Laws.
  • Consult on best practices for consumer privacy.
  • An action plan when information has been compromised.
  • Help interpreting and analyzing your credit report.
  • Assist in the event of a Stolen/Lost Wallet.
  • Fraud Alert Assistance
  • Credit Freeze Consultation

Call us at 734-761-1475 to enroll in ID TheftSmart today!

If you need assistance because you suspect you are a victim of identity theft, contact the investigators at 866-825-4605. You will need to have your Membership Number for this call. If you cannot locate your Membership Number please contact us at 734-761-1475.

ID Theftsmart is a service of Kroll Information Services.